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Free tool · Commercial
Retention calculator
How much of your money is held, and when does it come back?
$
Retention held at the cap
$125,000
Cap5% of contract
Retention held$125,000
Released at practical completion$62,500
Released after defects liability$62,500
Retention is your money held as security against defects. Half typically returns at practical completion and the balance after the defects liability period, so track both release dates or the cash quietly slips.
General guidance only. Retention rates, caps and release triggers vary by contract, so read your executed conditions.
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