What insurance does a carpentry subcontractor need in the ACT?
Last reviewed July 5, 2026
Carpentry subcontractors in the ACT need public liability insurance and workers' compensation insurance. You might also consider tools and equipment insurance. Check with your insurer for any specific requirements related to your projects.
Key points
- Public liability insurance is a must.
- Workers' compensation is required for employees.
- Consider tools and equipment insurance.
- Always check specific project requirements.
In the ACT, public liability insurance protects against claims for damage or injury caused during work. Workers' compensation is mandatory to cover your employees. If you're using expensive tools, having insurance for those can save you money in case of theft or damage.
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General information for Australian construction professionals — not legal advice. Verify jurisdiction-specific requirements with the relevant regulator.