What insurance does a carpentry subcontractor need in NSW?

Last reviewed July 5, 2026

A carpentry subcontractor in NSW needs public liability insurance, workers' compensation, and contract works insurance. These cover you for damage, injury, and project-related risks. Check with a local insurance broker for specifics.

Key points

  • Public liability insurance is essential.
  • Workers' compensation is mandatory.
  • Contract works insurance protects your projects.

Public liability covers you if someone gets hurt or property gets damaged due to your work. Workers' compensation is required for any employees, providing support if they get injured on the job. Contract works insurance helps with risks related to the project itself, like theft or damage during construction.

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General information for Australian construction professionals — not legal advice. Verify jurisdiction-specific requirements with the relevant regulator.