What insurances should an earthworks subcontractor have?
Last reviewed July 5, 2026
An earthworks subcontractor should have public liability insurance, workers' compensation, and plant and equipment insurance. Depending on the project, they might also need professional indemnity insurance.
Key points
- Public liability for third-party claims
- Workers' compensation for employee injuries
- Plant and equipment coverage for machinery.
Make sure the subcontractor's insurances are current and cover the scope of work. Check their certificates before they start on site. This helps protect everyone involved and keeps the project running smoothly.
How Alloovium helps
Alloovium can help track and manage compliance with insurance requirements.
See how it worksRelated questions
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General information for Australian construction professionals — not legal advice. Verify jurisdiction-specific requirements with the relevant regulator.