What insurances should a steel fixing subcontractor have?
Last reviewed July 5, 2026
A steel fixing subcontractor should have public liability insurance, workers compensation insurance, and contract works insurance. These cover potential liabilities, injuries on site, and damage to the building works.
Key points
- Public liability insurance protects against claims from third parties.
- Workers compensation covers employee injuries.
- Contract works insurance covers damage to ongoing construction projects.
Having the right insurances is non-negotiable. It's about protecting yourself, your crew, and the project. If something goes wrong, these insurances can save your business from financial ruin and keep the job moving forward. Always check the specific requirements for your project.
How Alloovium helps
Alloovium can help track compliance with insurance requirements across your projects.
See how it worksRelated questions
- How do I check a steel fixing subcontractor's compliance documents?
- How do I manage steel fixing subcontractors on site?
- What licences does a steel fixing subcontractor need in Australia?
- What should be in a steel fixing subcontract scope of works?
- How do I check a carpentry subcontractor's compliance documents?
- How do I manage carpentry subcontractors on site?
General information for Australian construction professionals — not legal advice. Verify jurisdiction-specific requirements with the relevant regulator.