What insurances should a scaffolding subcontractor have?
Last reviewed July 5, 2026
A scaffolding subcontractor should have public liability insurance, workers compensation insurance, and possibly professional indemnity insurance. These cover damages, employee injuries, and professional errors or omissions.
Key points
- Public liability insurance is essential.
- Workers compensation covers employee injuries.
- Professional indemnity is for mistakes in professional services.
Scaffolding is a high-risk area on site. You need to make sure your subcontractor's insured properly to protect against accidents and claims. Check their certificates before starting work. If they don't have the right coverage, you're on the hook for any issues that come up.
How Alloovium helps
Alloovium can help track compliance documents and insurance certificates for subcontractors.
See how it worksRelated questions
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General information for Australian construction professionals — not legal advice. Verify jurisdiction-specific requirements with the relevant regulator.