What insurances should a plumbing subcontractor have?
Last reviewed July 5, 2026
A plumbing subcontractor should have public liability insurance, workers compensation insurance, and contract works insurance. These cover them for accidents, injuries, and damage to property while working on-site.
Key points
- Public liability insurance protects against claims for injury or damage.
- Workers compensation covers injuries to employees on the job.
- Contract works insurance covers the project during construction.
It's critical for plumbing subbies to have the right insurances in place. This protects them, their workers, and the principal contractor from potential financial losses due to accidents or damages. Always check your state's specific requirements as they can vary.
How Alloovium helps
Alloovium helps track compliance with insurance requirements and alerts you to any upcoming renewals.
See how it worksRelated questions
- How do I check a plumbing subcontractor's compliance documents?
- How do I manage plumbing subcontractors on site?
- What licences does a plumbing subcontractor need in Australia?
- What should be in a plumbing subcontract scope of works?
- How do I check a carpentry subcontractor's compliance documents?
- How do I manage carpentry subcontractors on site?
General information for Australian construction professionals — not legal advice. Verify jurisdiction-specific requirements with the relevant regulator.