What insurances should a formwork subcontractor have?
Last reviewed July 5, 2026
A formwork subcontractor should have public liability insurance, professional indemnity insurance, and workers compensation insurance. These cover injuries, damages, and any professional mistakes that might happen on site.
Key points
- Public liability insurance protects against third-party claims.
- Professional indemnity covers mistakes in work or advice.
- Workers compensation is essential for employee injuries.
These insurances help manage risk on site and protect both the subcontractor and the principal contractor. Check your state's requirements, as they can vary. Make sure all subcontractors provide proof of insurance before starting work to avoid any issues later.
How Alloovium helps
Alloovium helps track compliance documents like insurance certificates, making it easy to manage subcontractor requirements.
See how it worksRelated questions
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General information for Australian construction professionals — not legal advice. Verify jurisdiction-specific requirements with the relevant regulator.