What insurances should a concreting subcontractor have?
Last reviewed July 5, 2026
A concreting subcontractor should have public liability insurance, workers compensation insurance, and contract works insurance. These cover damage to property, employee injuries, and any project-related risks.
Key points
- Public liability insurance covers damage to third-party property.
- Workers compensation insurance is mandatory for employee injuries.
- Contract works insurance protects against job-related risks.
Public liability insurance protects against claims for damage or injury to others. Workers compensation is required by law for any subcontractor with employees. Contract works insurance is useful for covering materials and equipment on site. Check with your local regulations for specifics.
How Alloovium helps
Alloovium helps track insurance compliance and documentation for subcontractors.
See how it worksRelated questions
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General information for Australian construction professionals — not legal advice. Verify jurisdiction-specific requirements with the relevant regulator.