How much retainage can be withheld on a construction project in Ohio?

Last reviewed July 5, 2026

In Ohio, the maximum retainage that can be withheld on a construction project is usually 5%. If the project reaches substantial completion, retainage can drop to 2% for the remaining work. Always check the specific contract terms for any differences.

Key points

  • Maximum retainage is usually 5%
  • Can drop to 2% at substantial completion
  • Review contract terms for details

Retainage practices can vary based on the contract or project type. Pay attention to the language in the AIA or ConsensusDocs contracts being used. Confirm with the legal or compliance team if you're uncertain about the terms.

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General information for US construction professionals — not legal advice. Lien deadlines, retainage caps and notice rules vary by state; verify with the state statute or a construction attorney.