How much retainage can be withheld on a construction project in Florida?
Last reviewed July 5, 2026
In Florida, retainage is usually capped at 10% of the contract amount until 50% of the work is done. After that, it can be reduced to 5%. Check Florida Statute 713.345 for details.
Key points
- Retainage capped at 10% until 50% completion.
- After 50%, can drop to 5%.
- See Florida Statute 713.345 for specifics.
Retainage helps make sure subcontractors and suppliers finish their work correctly. Keep track of these percentages to avoid payment disputes. Review the contract terms, as they might set different retainage rules than state law.
How Alloovium helps
Alloovium helps you track retainage and compliance with state laws.
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General information for US construction professionals — not legal advice. Lien deadlines, retainage caps and notice rules vary by state; verify with the state statute or a construction attorney.